These terms and conditions (“T&Cs”) apply to access and use of the software including but not limited to Mobile application, web Application, etc. The website/Software/Application is owned by Ratnaafin Insurance Broking Private Limited (Company). By accessing and using Website/app in anyway, including, without limitation, browsing the Website, using any information, using any content, any services, etc., available therein, you agree to and are bound by these Terms of Use. If you do not accept these Terms of Use in full, please cease using this Website/app immediately.
You warrant that you are not suffering from any of disqualifications and or legally barred to use the program by any law/authority/agency/governmental body.
Company reserves the right to update the TOU at any time without notice to you
As an internet user, privacy is important. Therefore, you are referred to Ratnaafin Insurance Broking Private Limited’s privacy policy. Your continued use of Ratnaafin Insurance Broking Private Limited is an affirmation that you have read the privacy policy, understand it, assent and consent to its terms and conditions, including subsequent changes and amendments.
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by the terms of this ToU Agreement, and/or applicable laws, regulations and generally accepted online practices or guidelines.
You may only access and use Ratnaafin Insurance Broking Private Limited for lawful purposes only. The user of Ratnaafin Insurance Broking Private Limited is responsible for adhering to any and all laws, rules, and regulations that are applicable regardless of any previous knowledge or lack of knowledge about such laws, rules or regulations. Ratnaafin Insurance Broking Private Limited is not responsible for the content of any information that is uploaded, posted or transmitted by you or other third parties to Ratnaafin Insurance Broking Private Limited. Since Ratnaafin Insurance Broking Private Limited does not control the content of what is uploaded, posted, or transmitted, it cannot guarantee the accuracy, integrity of quality, or legality of such content. Anyone who registers or uses Ratnaafin Insurance Broking Private Limited or any resources located therein does so at his or her own risk, and Ratnaafin Insurance Broking Private Limited shall not be liable in any way for the content, or for any loss or damage that may be incurred as a result of using any content or information transmitted via Ratnaafin Insurance Broking Private Limited Ratnaafin Insurance Broking Private Limited’s rights and protections as stated in these Terms of Use are equally applicable to any internet service provider that it has selected to host Ratnaafin Insurance Broking Private Limited or any related resources.
You agree that you will not use this website to:
We may provide various open communication tools on our website, such as blog comments, posts, public chat, forums, message boards, newsgroups, reviews, various social media services, etc. You understand that we do not pre-screen content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our Website (“user generated content”), then it is your personal responsibility to use these tools in a responsible and ethical manner. By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that upload, post, share, or otherwise distribute any content that
We do not assume any liability for any user generated content posted by you or any other 3rd party users of our website. We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this ToU Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. Any material, information or content that is uploaded by you or isotherwise made available by you to Ratnaafin Insurance Broking Private Limited is and remains your sole property or that of your licensors. You automatically grant and/or warrant upon your uploading or making available of such material, information or content that the owner of such material, information or content has granted Ratnaafin Insurance Broking Private Limited a perpetual, royalty free, non-exclusive right and license to use, reproduce, modify, publish, distribute, display, perform and transmit the information or content through Ratnaafin Insurance Broking Private Limited.
You further warrant that all such materials do not infringe upon any copyright, violate any property rights or contain scandalous, libelous, or unlawful matter. This only refers and applies to user Generated content as described. All user’s Personal Information, provided as part of our registration Or purchase process, is covered by our Privacy Policy.
All content and materials available on Ratnaafin Insurance Broking Private Limited, including but not limited to text, graphics, website name, code, images and logos are either the intellectual property of Ratnaafin Insurance Broking Private Limited or under licensed use by Fintech, and are protected. Any inappropriate use, including but not limited to the reproduction, distribution, display, or transmission of any content on this site is strictly prohibited, unless specifically authorized.
By submitting ideas, suggestions, documents, and/or proposals (“Contributions”) to Ratnaafin Insurance Broking Private Limited through its suggestion or feedback webpages, you acknowledge and agree that.
You agree to indemnify and hold Ratnaafin Insurance Broking Private Limited, its parent company, officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, including penalty, reasonable attorney fees and court costs, made by any third party due to or arising out of content submitted by the user, users use of the service, violation of the ToU and privacy policy, breach by the user of any of the terms and conditions, representations and warranties herein, or user’s violation of any rights of another.
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.
The Service may also include access to products and services of independent third parties either directly or via links to sites operated by such third parties. Where these products and services of third parties form part of the Service, we will endeavour, but are not obliged to, indicate that these products and services are provided by third parties. In all cases, your correspondence or business dealings with, or participation in promotions of, other parties found on or through the Service (including without limitation providers of products and services, advertisers and other users of the Service), including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party, even where it is in relation to any products or services that are co-branded with us which may include our trademarks. You agree that we shall not be responsible or liable in any way for any loss or damage of any sort incurred as the result of any such dealings with any third parties, as the result of the presence of such third parties on the Service, or as the result of the use of the Service in any way by such third parties.
The Service may provide, or third parties may provide, links to other World Wide Web or other online electronic sites or resources. You acknowledge that Ratnaafin Insurance Broking Private Limited has no control over such sites and resources, you acknowledge and agree that Ratnaafin Insurance Broking Private Limited is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Ratnaafin Insurance Broking Private Limited shall not be responsible or liable, in any manner whatsoever, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.
By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:
You expressly understand and agree that in no event Ratnaafin Insurance Broking Private Limited or its contractors, agents, licensors, partners, employees, representatives, suppliers be liable to you for any special, direct, indirect, incidental, consequential, punitive, or exemplary damages (including without limitation loss of business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or nonpecuniary loss or damage of any nature whatsoever) arising out of or relating to this agreement, or which may be incurred by you as a result of using our website or its resources or the content, the services, or any reference site, or your use or inability to use the services. In any event, Ratnaafin Insurance Broking Private Limited or any of its contractors, directors, employees, agents, third party partners, licensors or suppliers’ shall not be liable for any or all damages, liabilities, losses, costs or consequences thereof Arising out of or in relation to usage/Agreement, or the Products or Services, however caused and whether arising in contract, tort including negligence, warranty or otherwise. That any claim against us shall be limited to the amount you paid to Ratnaafin Insurance Broking Private Limited, if any.
This ToU Agreement and the Privacy Policy shall be governed and construed in accordance with the laws of the Republic of India and the courts at Ahmedabad shall have exclusive jurisdiction on all matters and disputes arising out of and relating to the Site.